Tuesday, May 5, 2009

Goodhousekeeping Magazine offers

Clippable coupons (is that a word...:)
~$1 on any one gallon or 2 half gallons of Swiss Premium Tea (this tea has no preservatives and no High-fructose corn syrup)
~Rebate form to try this tea for free
~$1 on any 2 Dole fruit bowls, gels or parfaits
~$3 Simple green cleaner
~.25 on Kozy Shack product
~$1 or .50 on FDS Feminine Deodorant spray
~$2 on any 2 Stayfree
~$1 off any OFF! personal insect repellent

Extra coupon finds from the magazine:
Crest Spinbrush - $3 printable coupon

Something extra:
With all the new stimulus money floating around there is alot of new tax credits that will be offered this year. The June 2009 issue of Good Housekeeping Magazine has done an article that list some of the times that you can get tax credits on. Here is a brief summary of some that will be available:
~If you buy a home before November AND you haven't owned a home in the last three years you can get up to 10 percent of a home's price, up to $8000 as a tax credit on your next tax return. You can get the cash faster by doing an amended 2008 tax return claiming the credit.
~Making Work Pay Credit...I am not sure how this works but it looks like there will be a tax credit for people who just work, we may have to research this one.
~Mortgages owned by Freddie Mac and Fannie Mae were allowed to refinance for a lower rate it turns out that some banks were backed by these companies and you might not know that you can refinance using this same program. Call your bank if you have tried to qualify refinance and are having trouble, maybe you can use this program.
~If you purchase a new car after Feb. 17, 2009 and it costs less than $49,500 (there are income limits as well your tax person will know this information) you can get a sales tax deduction.
~If you install energy efficient products in your home you can get a deduction. Not just anything will work. Here is the link to the guidelines. Here is a window company you can use and get up to $1500 in tax credit.
~New College credit called the American Opportunity Credit. You will get up to 100% of the first $2,000 paid for tuition, fees, books, and materials for college/university/trade school, plus 25% of the next $2,000 the most you can get is $2500.
~If you need to do a loan modification program you can go here to see if you qualify.

Taxes have always been confusing but it seems that they are becoming more so this year. Make sure that you have someone that is up on the laws and knows what they are doing. It would seem there will be LOTS of new credits this year but they come with lots of qualifiers that are going to be impossible for the lay person to keep up with. I hope this helps. I am sure I will do more later. I didn't even get around to my email deals yet! Enjoy your day.

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